The lending industry has experienced several changes in the recent times. There have been many changes in the economic climate in different parts of the world. Many countries are also experiencing political instability making things even worse. Most of the financial institutions around the world have been affected by these changes, forcing them to tighten their lending criteria. These measures have been taken so that these institutions can survive the harsh climate.
Many individuals are also not able to qualify for their loans because of low credit ratings, lack of employment and several other issues that affect the ability of the individuals to borrow money to invest.
Equities First Holdings understood the problems faced by the non-accredited investors and decided to come up with innovative ways to ensure that these borrowers can access capital whenever they need it. The organization was established in the year 2002, and it has transformed the lives of many organizations and investors who wanted to raise capital to support their businesses.
The successful alternative lending solutions company was founded by a finance executive known as Al Christy. Since then, the organization has been dedicated on looking for alternative ways and approaches to use in the lending industry. Investors and companies can access loans from this company by using their stocks and bonds that are publicly traded as collateral. The stock secured loans from the organization have become very popular in the recent times, and they have helped these investors to achieve their dreams.
The loans offered by the organization have several benefits. First of all, the consumer can use them for different needs, because they are not restricted. The interest rates are also constant during the life of the loan, and the investor can be guaranteed of paying a certain amount. The loans are also processed very first, unlike the standard loans from most of the lending companies in the world. As long as the investor has given up their stocks as collateral, then they can access the loan in a short duration. Since it was established in 2002, Equities First Holdings has been successful in its operations, completing almost seven thousand transactions that are worth billions of money.