Equities First Transforms the Lending Industry

The lending industry has experienced several changes in the recent times. There have been many changes in the economic climate in different parts of the world. Many countries are also experiencing political instability making things even worse. Most of the financial institutions around the world have been affected by these changes, forcing them to tighten their lending criteria. These measures have been taken so that these institutions can survive the harsh climate.

Many individuals are also not able to qualify for their loans because of low credit ratings, lack of employment and several other issues that affect the ability of the individuals to borrow money to invest.

Equities First Holdings understood the problems faced by the non-accredited investors and decided to come up with innovative ways to ensure that these borrowers can access capital whenever they need it. The organization was established in the year 2002, and it has transformed the lives of many organizations and investors who wanted to raise capital to support their businesses.

The successful alternative lending solutions company was founded by a finance executive known as Al Christy. Since then, the organization has been dedicated on looking for alternative ways and approaches to use in the lending industry. Investors and companies can access loans from this company by using their stocks and bonds that are publicly traded as collateral. The stock secured loans from the organization have become very popular in the recent times, and they have helped these investors to achieve their dreams.

The loans offered by the organization have several benefits. First of all, the consumer can use them for different needs, because they are not restricted. The interest rates are also constant during the life of the loan, and the investor can be guaranteed of paying a certain amount. The loans are also processed very first, unlike the standard loans from most of the lending companies in the world. As long as the investor has given up their stocks as collateral, then they can access the loan in a short duration. Since it was established in 2002, Equities First Holdings has been successful in its operations, completing almost seven thousand transactions that are worth billions of money.

Equities First Holdings: The Global Lender Spots a Trend Among Stock-based Loan Borrowers Using this Loans to Secure Working Capital

As financial institutions and banks constrict their lending criterion, the Stock-based loans offer an attractive alternative to investors who want to raise capital. Equities First Holdings, LLC (EFH) the leader in alternative financing solutions to shareholders, has seen an increasing trend among the stock-based and margin loans in an economic climate where major financial institutions and banks see tightening their lending criterion. For most borrowers who want to raise fast capital, equities lending is now one of the most popular credit alternatives. You can see their listings if you do not qualify for credit-based loans.

While there are other options for corporations and individual investors, many leading financial institutions and banks have tightened their lending criteria. They have increased interest rates and increased qualification criterion. The Chief Executive Officer and founder of EFH, Al. Christy, has seen the stock-collateralized loans as the best innovation for alternative borrowing solutions. The stock-based loans have a high loan-to-value ratio than margin loans. For certainty throughout the life of a transaction, they offer a fixed interest rate.

During a four-year loan term, there is ultimate market fluctuation. However, the stock-based loans are hedge-based because borrowers have a little investment risk. Most of these loans are non-recourse featured. Even when their stock depreciates, they allow the borrower to disengage from the loan at any time. The borrowers keep the initial loans to proceed without lender-obligations.

For the margin loans, they must have a pre-qualified borrower. They also require money spent or a specific purpose as with a conventional bank loan. The borrower can expect a value up to 5 percent interest rate. When a margin call is impending, the lending company has the right to liquidate their collaterals without warning.

Equities First Holdings, since 2002, has provided its highly-esteemed clients with alternative financial solutions. They use the publicly-related stocks to supply quick capital. For this reason, they have developed a client-based solution to help them meet their professional and personal goals. EFH also provides capital against public exchange all-over-the-world.